Every Singapore property calculator and tool inside Roov
27 tools, built around three questions: can I afford it, is the timeline safe, and is it a good asset. Two of them — the stamp duty calculator and the home affordability calculator — work without an account. The rest need a free login, and the ones marked Pro need a Pro plan. Every statutory rate comes from a versioned table, and every guide cites its source.
Your real budget, in a minute
Type an income and what you hold; get the maximum price, the cash you need on the day after CPF, and the monthly at the stress floor and at your rate. Then the live rates page shows what banks are charging this week.
Try it without an account →Your upgrade, dated and costed
Sell first or buy first, what the flat leaves you after the CPF refund, the two completion dates lined up, and the bridging cash between them. The questions an agent answers in a two-hour meeting, answered before you book one.
Open the upgrade planner →Is it a good buy, or just a good showflat
A valuation from real comparable sales, a scorecard from yield, momentum and lease, the rental cashflow after the mortgage, and the price by floor band from every recorded transaction at the project.
Score a project →The market, unit by unit
Median prices and PSF by town and district over the last twelve months, the trend, the recent sales with storey and lease, and the launch price every land bid implies before a showflat opens.
See the market →Why the login is worth a minute
- Your results are saved and carried forward: the affordability check feeds the roadmap, the roadmap feeds the timeline, and the report you download has your numbers on it.
- Every figure is computed, not quoted. The statutory rates sit in a versioned table, the transactions are URA and HDB records, and each page says which rule bound and why.
- No listings, no leads sold. When you want a licensed agent, you ask, with your own numbers already in hand.
All 27 tools, by the job
Affordability & Finance
Work out your budget and how to fund it.
- AffordabilityFree account
Assess a price, find your max, or the salary you'd need.
See how it works, with a worked example →
Answers: home affordability calculator singapore, TDSR calculator, how much can I borrow.
- Mortgage RatesFree account
Live SORA + bank packages, plus a refinance check.
See how it works, with a worked example →
Answers: home loan rates singapore, SORA rate today, fixed vs floating mortgage.
The rule behind it: Home loan rates: fixed, floating, and when to refinance
- Which Package Suits MeFree account
Ranks packages by rate, lock-in and your exit horizon.
See how it works, with a worked example →
Answers: best mortgage package singapore, lock-in period, refinance vs reprice.
The rule behind it: Home loan rates: fixed, floating, and when to refinance
- HDB Grants EligibilityFree account
EHG, Family and Proximity grants you may qualify for.
See how it works, with a worked example →
Answers: HDB grant calculator, EHG eligibility, proximity housing grant.
- Loan BoosterPro
Bridge a TDSR loan shortfall using eligible assets.
See how it works, with a worked example →
Answers: TDSR shortfall, pledge funds home loan, show funds bank.
Cash out equity from a property you already own.
See how it works, with a worked example →
Answers: equity term loan singapore, cash out property equity.
Buy & Transact
Compare your options and walk the purchase timeline.
- Upgrading PlannerFree account
Moving up? See if you can move yet, and whether to sell or buy first.
See how it works, with a worked example →
Answers: upgrade HDB to condo calculator, sell first or buy first.
The rule behind it: Upgrading from HDB to private: sell first or buy first?
- True-Cost ComparatorFree account
Compare up to 5 units on the money that doesn't come back.
See how it works, with a worked example →
Answers: compare condo units total cost, resale vs new launch comparison.
- Sales & Purchase TimelinesFree account
Dated milestones and cash due at each step — BUC, resale, HDB.
See how it works, with a worked example →
Answers: property purchase timeline singapore, OTP to completion, HDB resale timeline.
The progressive-payment schedule for a new launch.
See how it works, with a worked example →
Answers: progressive payment scheme calculator, BUC payment schedule, new launch instalments.
Invest & Grow
Judge the asset and what it'll actually return.
Estimate any property's value from recent comparable sales.
See how it works, with a worked example →
Answers: property valuation singapore, estimate my home value from transactions.
What a sale leaves you — cash vs CPF — and the lease-to-95 CPF rule.
See how it works, with a worked example →
Answers: HDB sale proceeds calculator, CPF refund accrued interest, cash after selling HDB.
The rule behind it: Upgrading from HDB to private: sell first or buy first?
The evidence sorted into three columns — never a verdict.
See how it works, with a worked example →
Answers: should I sell my HDB, stay or sell flat, right-size.
The rule behind it: Upgrading from HDB to private: sell first or buy first?
A 0–100 score from real yield, value, momentum and lease.
See how it works, with a worked example →
Answers: is this condo a good investment, rental yield score, lease decay.
The rule behind it: How to read a land bid, and what it says about tomorrow's launch price
- ROI & ROEPro
Total and annualised return, unleveraged and on your cash.
See how it works, with a worked example →
Answers: property ROI calculator singapore, return on equity leveraged.
The rule behind it: Renting instead of buying: the arithmetic nobody shows you
- Rental YieldFree account
The headline number: annual rent over price.
See how it works, with a worked example →
Answers: rental yield calculator singapore, gross yield condo.
The rule behind it: Co-living in Singapore: the rules, the rent and who it actually suits
Monthly cash in your pocket: rent minus costs and the cash part of your loan.
See how it works, with a worked example →
Answers: rental cashflow calculator, net rental income after mortgage.
The rule behind it: Co-living in Singapore: the rules, the rent and who it actually suits
- Sale ProceedsFree account
Cash you'd pocket on a sale + CPF accrued interest owed back.
See how it works, with a worked example →
Answers: property breakeven price, sale proceeds after CPF accrued interest.
The rule behind it: When can I sell? SSD and the Minimum Occupation Period
Add a 2nd property without paying ABSD — compares the routes.
See how it works, with a worked example →
Answers: decoupling calculator singapore, avoid ABSD second property.
The rule behind it: Decoupling: what it is, and when it still works
- En-bloc ProbabilityFree account
Structural odds of a collective sale, from age to plot ratio.
See how it works, with a worked example →
Answers: en bloc probability, collective sale chance, plot ratio.
The rule behind it: How to read a land bid, and what it says about tomorrow's launch price
Market & Area
See what's happening around a project or town.
- Market AnalysisFree account
Transaction stats, trends and project-level lookups.
See how it works, with a worked example →
Answers: singapore property transactions, median psf by district, HDB resale prices by town.
What the state is selling, and the launch price each land price implies.
See how it works, with a worked example →
Answers: GLS sites 2026, land bid psf ppr, new launch price estimate.
The rule behind it: How to read a land bid, and what it says about tomorrow's launch price
Collective sales on the market — what owners get, and what replaces them.
See how it works, with a worked example →
Answers: en bloc sites for sale, collective sale tenders singapore.
The rule behind it: How to read a land bid, and what it says about tomorrow's launch price
Address / postal lookup — nearest MRT, P1 schools and amenities.
See how it works, with a worked example →
Answers: nearest MRT and primary school from postal code, 1km school checker.
The rule behind it: Buying near a school: what the 1km rule is really worth
- Property News & PolicyFree account
Curated news that affects buying and financing decisions.
See how it works, with a worked example →
Answers: singapore property news, cooling measures, policy changes.
- Market AlertsFree account
Get emailed when SORA moves or prices soften in your segment.
See how it works, with a worked example →
Answers: SORA alert, property price alert singapore.
- Community Q&AFree account
Ask other buyers and owners about SG property.
See how it works, with a worked example →
Answers: singapore property forum, ask about HDB and condo.
Questions people ask
- Which Roov tools are free?
- The stamp duty calculator and the home affordability calculator work without an account. A free account adds the mortgage rates page with live SORA, HDB grant eligibility, the sale and purchase timelines, the true-cost comparator, the upgrade planner, market analysis by town and district, and the roadmap that lines them up for your situation.
- What does Roov Pro add?
- The tools that need unit-level transaction data or model a strategy: the investment scorecard, ROI and rental cashflow, HDB sale proceeds and stay-or-sell, decoupling, the loan booster and equity term loan, the progressive-payment simulator, GLS and en-bloc launch-price engines, the address lookup for MRT and 1km schools, and project-level searches in market analysis.
- Where do the numbers come from?
- Statutory rates — TDSR, MSR, LTV, BSD, ABSD and the stress floor — are read from a versioned rate table, never typed into a page. Transactions come from URA and HDB's published records. Every guide cites its primary source, and every calculator says which rule bound.
- Is Roov a listings site?
- No. Roov does not list properties. It answers the three questions that decide a purchase — can I afford it, is the timeline safe, and is it a good asset — and connects you to a licensed agent when you want one.
Start with the two that need nothing from you, then open the rest with a free account. No card, one minute.