Live mortgage rates for Singapore: compounded SORA from MAS updated daily with its history, and the bank packages priced by loan size — fixed and floating, lock-in and conversion terms — with a refinance check that says what a move would save after the costs of moving.
What you enter
- Your loan size band
- For the refinance check: your current rate, balance and remaining tenure
What you get
- 1-month and 3-month compounded SORA and a 90-day chart
- Every package by bank with the monthly instalment on your band
- Refinance savings after legal and valuation costs
Worked example
A $1,000,000 loan on a 2-year fixed package
Fixed from 1.60%, monthly about $4,050
- 3M compounded SORA
- 1.20% today
- Best fixed, 2 years
- 1.60% then SORA + 0.45%
- Monthly at 25 years
- $4,047
- Packages priced on request
- 35 more on this band
Illustrative, for a Singapore citizen couple, 35, first property, $12,000 a month between them, $250,000 cash and $200,000 in CPF Ordinary Account unless the case says otherwise. Your own numbers replace every figure the moment you use the tool.
The rule behind it, in prose: Home loan rates: fixed, floating, and when to refinance.
Answers: home loan rates singapore, SORA rate today, fixed vs floating mortgage.
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This tool comes with a free account: no card, one minute, and your results carry into the roadmap and the report.