Tools · Buy & Transact
True-Cost Comparator
Compare up to 5 units on the money that doesn't come back.
The true-cost comparator puts up to five units side by side on the money that does not come back — stamp duty, interest, maintenance, agent fees, and the CPF accrued interest owed on exit — so a cheaper psf that costs more to hold is visible before the cheque.
What you enter
- Up to five units: price, size, tenure, maintenance, expected hold
What you get
- Total cost of ownership per unit over the hold
- Cost per square foot per year, the fair comparison
- Which unit is cheapest to own, not just to buy
Worked example
Three 3-bedders, held 7 years
The mid-priced unit is cheapest to own
- Unit A, $1.55m, 99-year
- $12.10 psf a year
- Unit B, $1.72m, freehold
- $11.40 psf a year
- Unit C, $1.48m, 99-year, high fees
- $12.80 psf a year
Illustrative, for a Singapore citizen couple, 35, first property, $12,000 a month between them, $250,000 cash and $200,000 in CPF Ordinary Account unless the case says otherwise. Your own numbers replace every figure the moment you use the tool.
The rule behind it, in prose: Buying a new launch condo: from the VVIP preview to the ballot, the booking and the keys.
Answers: compare condo units total cost, resale vs new launch comparison.
Also in Buy & Transact
This tool comes with a free account: no card, one minute, and your results carry into the roadmap and the report.